ApoB, Lp(a), and hsCRP: The Advanced Cardiac Labs Your Doctor Isn't Ordering | Griffin Concierge Medical
Cardiovascular Health

ApoB, Lp(a), and hsCRP: The Advanced Cardiac Labs Your Doctor Isn't Ordering

Why "normal" cholesterol doesn't mean you're safe, and which biomarkers actually predict your risk of a heart attack.

If your doctor recently told you your cholesterol "looks fine," you might want to ask a few more questions. The standard lipid panel, the test that's been the cornerstone of cardiovascular risk assessment for decades, misses a significant portion of people who will go on to have heart attacks.

This isn't a fringe opinion. It's established science. And yet, most physicians continue to rely almost exclusively on LDL cholesterol to guide treatment decisions, leaving patients with an incomplete and sometimes dangerously misleading picture of their actual risk.

At Griffin Concierge Medical in Tampa and St. Petersburg, we take a different approach. Our advanced cardiac lab panel includes biomarkers that the research shows are more predictive than standard cholesterol, and that most primary care practices don't routinely order.

This article explains what those biomarkers are, why they matter, and what your numbers should actually be.

50%

Approximately half of all heart attacks occur in people with "normal" LDL cholesterol levels.

The Problem with LDL Cholesterol

Let's start with some basics. When you get a standard lipid panel, the lab reports several numbers: total cholesterol, LDL-C (low-density lipoprotein cholesterol), HDL-C (high-density lipoprotein cholesterol), and triglycerides. Of these, LDL-C has traditionally been considered the primary target for reducing cardiovascular risk.

The logic seems straightforward: LDL particles carry cholesterol into artery walls, where it can accumulate and form plaques. Higher LDL-C means more cholesterol being deposited. Lower is better.

But here's the problem: LDL-C measures the weight of cholesterol carried by LDL particles, not the number of particles themselves.

This distinction matters more than most people realize. Imagine you're trying to predict traffic congestion on a highway. Would you rather know the total weight of all the vehicles, or the actual number of cars? A single semi-truck might weigh as much as 20 sedans, but it only takes up one lane position. What causes congestion, and what causes atherosclerosis, is the number of particles, not their cargo.

Two patients can have identical LDL-C levels but very different numbers of LDL particles. The patient with more particles, even if they're smaller and carrying less cholesterol each, has more "traffic" and more opportunities for particles to penetrate the artery wall and initiate plaque formation.

This is why roughly half of heart attacks occur in people whose LDL-C looked perfectly acceptable on their last blood test. The good news is that there's a better metric, one that directly counts these dangerous particles, and it's called Apolipoprotein B.

"No one gets through life without facing disease. The cruelty of heart disease is that it often introduces itself with a catastrophe. No buildup, no warning. That's why I've learned to reverse the typical clinical mindset. Rather than waiting for proof that something's wrong, I look for evidence that everything's right. One approach reacts. The other protects."

Radley Griffin, M.D., Griffin Concierge Medical

The Biomarkers That Actually Matter

Over the past two decades, research has identified several biomarkers that outperform LDL-C as predictors of cardiovascular events. These tests aren't exotic or experimental; they're available at any commercial lab. They're just not part of the standard panel that most doctors order.

Here are the ones we consider essential:

Apolipoprotein B (ApoB)

Primary Marker

Apolipoprotein B is the protein that wraps around every atherogenic lipoprotein particle, including LDL, VLDL, IDL, and Lp(a). Each of these particles carries exactly one ApoB molecule. That means measuring ApoB gives you a direct count of the total number of particles capable of depositing cholesterol in your artery walls.

A 2019 analysis published in JAMA Cardiology examined data from nearly 400,000 participants and found that ApoB was a stronger predictor of cardiovascular events than LDL-C, particularly in patients with discordant values (where particle count and cholesterol levels didn't match). The European Atherosclerosis Society now recommends ApoB as the preferred marker for assessing cardiovascular risk.

ApoB is particularly valuable in patients with metabolic syndrome, insulin resistance, or diabetes, conditions where LDL-C often underestimates true risk because particles tend to be smaller and more numerous.

Some labs offer LDL particle number (LDL-P) testing via NMR spectroscopy, which also counts particles. While this provides similar information, we've found ApoB more clinically useful: it's simpler, more widely available, less expensive, and captures all atherogenic particles (not just LDL). The European guidelines now recommend ApoB as the preferred metric, and that's what we use at Griffin Concierge Medical.

Target Ranges

Standard Lab "Normal" < 130 mg/dL
Optimal (Moderate Risk) < 80 mg/dL
Optimal (High Risk) < 60 mg/dL
Aggressive Prevention < 50 mg/dL

Lipoprotein(a) [Lp(a)]

Genetic Marker

Lipoprotein(a) is one of the most underappreciated risk factors in cardiovascular medicine. It's an LDL-like particle with an additional protein, apolipoprotein(a), attached. This extra protein makes Lp(a) both more inflammatory and more likely to promote clot formation than regular LDL.

Here's what makes Lp(a) unique: your level is 80-90% genetically determined. Unlike LDL cholesterol, Lp(a) doesn't respond meaningfully to diet, exercise, or most cholesterol-lowering medications. Statins don't lower it. Neither does lifestyle modification. Your Lp(a) at age 25 will be roughly the same as your Lp(a) at age 65.

Approximately 20% of the population has elevated Lp(a), defined as above 50 mg/dL or 125 nmol/L. These individuals have a significantly increased risk of heart attack, stroke, and aortic valve disease, independent of their other risk factors. Many have no idea they carry this genetic burden because their doctors have never ordered the test.

If your Lp(a) is elevated, you can't change it directly, but you can compensate by being more aggressive with the risk factors you can control. This might mean targeting a lower ApoB, being more vigilant about blood pressure, or considering earlier imaging to assess whether disease has already developed.

Important: Because Lp(a) is genetically fixed, you only need to test it once in your lifetime. If your doctor has never ordered it, ask.

Risk Thresholds

Desirable < 30 mg/dL (<75 nmol/L)
Borderline 30–50 mg/dL (75–125 nmol/L)
Elevated Risk > 50 mg/dL (>125 nmol/L)
High Risk > 100 mg/dL (>250 nmol/L)

High-Sensitivity C-Reactive Protein (hsCRP)

Inflammation Marker

Atherosclerosis isn't just about cholesterol accumulation; it's fundamentally an inflammatory disease. The plaques that rupture and cause heart attacks are typically inflamed plaques, characterized by immune cell infiltration and structural instability. You can have significant plaque burden with low inflammation (relatively stable), or modest plaque with high inflammation (dangerous).

High-sensitivity CRP is a marker of systemic inflammation produced by the liver. While it's not specific to the cardiovascular system (it rises with any inflammatory process), elevated hsCRP in the absence of obvious infection or inflammatory disease suggests ongoing vascular inflammation.

The JUPITER trial demonstrated that patients with low LDL-C but elevated hsCRP still benefited significantly from statin therapy, suggesting that inflammation itself is a treatment target, independent of cholesterol levels. More recently, the CANTOS trial showed that directly targeting inflammation (with a drug called canakinumab) reduced cardiovascular events even without lowering LDL.

We use hsCRP as part of our risk stratification and to guide the aggressiveness of treatment. A patient with borderline lipids but persistently elevated hsCRP may warrant more intensive intervention than their cholesterol alone would suggest.

Risk Categories

Low Risk < 1.0 mg/L
Average Risk 1.0–3.0 mg/L
Elevated Risk > 3.0 mg/L
Note Retest if >10 (acute inflammation)

Low HDL with Elevated Triglycerides

Metabolic Pattern

While we've focused on advanced markers that go beyond the standard lipid panel, there's one pattern within that standard panel that deserves special attention: the combination of low HDL cholesterol and elevated triglycerides.

This pattern is one of the most powerful predictors we have. When we see HDL levels in the 20s or 30s combined with triglycerides above 150 mg/dL, especially in younger patients, it's not a question of if cardiovascular problems will develop, but when. This combination signals underlying metabolic dysfunction: insulin resistance, impaired fat metabolism, and an inflammatory state that accelerates atherosclerosis.

The standard lipid panel remains a valuable screening tool precisely because it can reveal this pattern early, often years or decades before clinical disease manifests. It's frequently our first indication that something needs attention, prompting deeper investigation with the advanced markers described above.

Reference Ranges

HDL (Men) > 40 mg/dL (≥60 optimal)
HDL (Women) > 50 mg/dL (≥60 optimal)
Triglycerides < 150 mg/dL
Concerning Pattern HDL <40 + TG >150

Homocysteine

Metabolic Marker

Homocysteine is an amino acid produced during the metabolism of methionine (found in protein-rich foods). Under normal circumstances, homocysteine is rapidly converted to other compounds through pathways that require B vitamins, particularly folate, B6, and B12.

When these pathways are impaired, due to genetic variants like MTHFR mutations, B vitamin deficiencies, or certain medications, homocysteine accumulates. Elevated levels are associated with endothelial dysfunction (damage to the artery lining), increased clotting tendency, and accelerated atherosclerosis.

Unlike many cardiovascular risk factors, elevated homocysteine is often correctable. In many cases, targeted B vitamin supplementation (methylfolate, methylcobalamin, P5P) can normalize levels. However, the clinical trials on homocysteine-lowering haven't shown the dramatic reduction in events that was initially hoped for, suggesting that homocysteine may be more of a marker than a direct causative factor, or that the damage occurs before levels are detected and corrected.

We still include homocysteine in our panel because it provides information about methylation status and B vitamin adequacy, and very high levels (>15 µmol/L) do appear to independently increase risk.

Target Ranges

Optimal < 10 µmol/L
Acceptable 10–12 µmol/L
Elevated 12–15 µmol/L
High > 15 µmol/L

Putting It All Together: A Complete Cardiac Risk Assessment

No single biomarker tells the whole story. Cardiovascular disease develops through multiple pathways (lipid accumulation, inflammation, endothelial injury, genetic predisposition), and a comprehensive assessment addresses all of them.

Here's how we think about the advanced cardiac panel at Griffin Concierge Medical:

Marker What It Measures Why It Matters How Often to Test
ApoB Total atherogenic particle count More predictive than LDL-C; drives treatment intensity Annually; more often if adjusting therapy
Lp(a) Genetically determined inflammatory particle Identifies inherited risk that won't show on standard panels Once (it doesn't change)
hsCRP Systemic inflammation Adds risk information beyond lipids; guides treatment Annually; retest if elevated
Low HDL / High Triglycerides Metabolic dysfunction pattern Powerful marker: not if disease develops, but when. Especially concerning in 20s/30s Annually
Homocysteine Methylation / B vitamin status Identifies correctable risk factor Baseline; repeat if treating
Fasting Insulin Insulin resistance (HOMA-IR) Metabolic driver of accelerated atherosclerosis Annually

When combined with advanced imaging like CCTA with Cleerly or HeartFlow analysis, this lab panel provides a remarkably complete picture of cardiovascular risk, far more actionable than a standard lipid panel and stress test.

Why Don't More Doctors Order These Tests?

If these biomarkers are so much better than standard cholesterol testing, why aren't they part of routine care?

Several factors contribute:

  • Guideline inertia. Clinical guidelines take years to update, and LDL-C has been the standard for so long that many physicians simply order what they've always ordered.
  • Time constraints. In a 15-minute appointment, there isn't time to explain why ApoB matters more than LDL-C, let alone review all the advanced markers and their implications.
  • Insurance concerns. While most of these tests are covered, some practices worry about potential denials and stick to the "safe" standard panel.
  • Training gaps. Many physicians completed their training before ApoB and Lp(a) were widely emphasized, and continuing education doesn't always fill the gap.

This is one of the reasons concierge medicine exists. When appointments are longer, panel sizes are smaller, and the practice isn't dependent on volume, there's space to practice the kind of thorough, evidence-based preventive care that these biomarkers enable.

Key Takeaways

  • LDL-C is incomplete. It measures cholesterol weight, not particle count, and particle count is what drives atherosclerosis.
  • ApoB is the better metric. It directly counts atherogenic particles and should be the primary target for treatment.
  • Lp(a) is genetic and often overlooked. 20% of people have elevated levels. You can't change it, but you need to know about it.
  • Inflammation matters. hsCRP adds prognostic information beyond lipids and helps guide treatment intensity.
  • The standard panel still has value. Low HDL combined with high triglycerides is a powerful early warning, especially in younger patients.
  • "Normal" isn't optimal. Standard lab reference ranges are based on population averages, not on what actually minimizes cardiovascular risk.

Frequently Asked Questions

Apolipoprotein B (ApoB) is a protein found on every particle capable of depositing cholesterol in artery walls, including LDL, VLDL, and Lp(a). While LDL-C measures the weight of cholesterol in LDL particles, ApoB counts the actual number of atherogenic particles. Since each particle can penetrate the artery wall regardless of how much cholesterol it carries, particle count (ApoB) is a more accurate predictor of cardiovascular risk than cholesterol weight (LDL-C).

Standard lab reference ranges often list ApoB up to 130 mg/dL as "normal," but this reflects population averages in a country with epidemic heart disease. For optimal cardiovascular protection, many preventive cardiologists target ApoB below 80 mg/dL for moderate-risk patients and below 60 mg/dL for high-risk patients or those seeking aggressive prevention.

Lipoprotein(a), or Lp(a), is a genetically determined lipoprotein that significantly increases cardiovascular and stroke risk when elevated. Unlike LDL cholesterol, Lp(a) levels are 80-90% determined by genetics and do not respond meaningfully to diet, exercise, or most medications. Elevated Lp(a) (above 50 mg/dL or 125 nmol/L) warrants more aggressive management of other modifiable risk factors. New medications targeting Lp(a) directly are currently in clinical trials.

High-sensitivity C-reactive protein (hsCRP) is a marker of systemic inflammation produced by the liver. In the context of cardiovascular disease, elevated hsCRP indicates active inflammation in the body, including potentially in the artery walls. Inflammation plays a critical role in plaque instability and rupture. Optimal hsCRP is below 1.0 mg/L; levels above 3.0 mg/L indicate elevated cardiovascular risk.

Both have their place. The standard panel remains a powerful screening tool, particularly for spotting the combination of low HDL with elevated triglycerides. That pattern is one of the most reliable early warnings we see, often predicting cardiovascular disease years before it manifests. When we see HDL in the 20s or 30s paired with high triglycerides, the question isn't if problems will develop, but when. Advanced testing with ApoB, Lp(a), and hsCRP becomes especially valuable if you have a family history of early heart disease, metabolic syndrome, or risk factors that don't match your "normal" cholesterol numbers. It's also useful for monitoring treatment response, since ApoB reflects therapeutic changes that LDL-C sometimes misses. For most of our members, we run both.

Many insurance plans cover ApoB and Lp(a) testing when ordered with appropriate diagnosis codes. Lp(a) is typically a one-time test since levels are genetically fixed. Even without insurance coverage, these tests are relatively affordable: ApoB costs approximately $20-40 and Lp(a) approximately $30-50 through most commercial labs.

References

  1. Sniderman AD, et al. "Apolipoprotein B Particles and Cardiovascular Disease: A Narrative Review." JAMA Cardiology. 2019;4(12):1287-1295. doi:10.1001/jamacardio.2019.3780
  2. Nordestgaard BG, et al. "Lipoprotein(a) as a cardiovascular risk factor: current status." European Heart Journal. 2010;31(23):2844-2853. doi:10.1093/eurheartj/ehq386
  3. Ridker PM, et al. "Rosuvastatin to Prevent Vascular Events in Men and Women with Elevated C-Reactive Protein (JUPITER)." N Engl J Med. 2008;359:2195-2207. doi:10.1056/NEJMoa0807646
  4. Ridker PM, et al. "Antiinflammatory Therapy with Canakinumab for Atherosclerotic Disease (CANTOS)." N Engl J Med. 2017;377:1119-1131. doi:10.1056/NEJMoa1707914
  5. Mach F, et al. "2019 ESC/EAS Guidelines for the management of dyslipidaemias." European Heart Journal. 2020;41(1):111-188. doi:10.1093/eurheartj/ehz455
  6. Attia P, Gifford B. Outlive: The Science and Art of Longevity. Harmony Books, 2023.

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